Pay over time

with Bread Pay® In Store


We've partnered with Bread Pay® so you can make flexible payments on your purchase with our pay over time plans.

Pay over time

Simple application

Get a decision in seconds without affecting your credit score.

Straightforward pricing

What you see is what you get. No hidden fees, prepayment penalties or compound interest.

Flexible payment options

Financing made easy

Step 1

Customers use their smartphone to scan the QR code, and the Bread Pay virtual card application.

Step 2

Pick the option that works best for your budget, without affecting your credit score.

Step 3

Add the Bread PayⓇ Virtual card to your Apple or Google wallet and utilize tap to pay in store.

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